Medicare Part A

You might hear some people refer to Medicare Part A insurance in IL as Medicare hospital insurance. That’s because Part A is the portion of Original Medicare that will help you pay for inpatient care. In addition to hospital visits, coverage includes benefits for skilled nursing, inpatient rehabilitation, physical therapy, and hospice care. Even though Part A can help you pay for inpatient services, it won’t completely protect you from medical bills.

Below, find out how to enhance your Medicare benefits to protect your retirement from a variety of out-of-pocket healthcare expenses.

What Part A Won’t Cover

Most seniors in Illinois don’t have to pay a premium for Part A as they do for Part B. Part B concentrates mostly on outpatient health care. With Part B, you would still be responsible for uncovered services, copays, and deductibles.

These are examples of some kinds of charges you may still incur if you only have Part A:

In contrast to Part A coverage for inpatient care, Medicare Part B covers outpatient services and products. With only Part A, you won’t get visits to the doctor, durable medical equipment you take home, or lab tests covered.

Plans typically only cover health care inside the United States and up to Medicare-approved amounts. If you plan to travel outside the country, you probably won’t be covered.

Deductibles and coinsurance that you have to pay. Some examples include deductibles for hospital stays and daily coinsurance after 60 inpatient days.

These gaps and limits to coverage can generate considerable expenses, so they make it difficult for retirees to plan for a secure financial future. Senior Services of Illinois helps individuals find Medicare insurance that can help them control and predict their costs for a more comfortable retirement.

How Medicare Supplement Insurance Enhances Coverage

You can choose from several Medicare supplement plans. Simply pay a predictable premium and never worry about ruining your retirement budget because of an unplanned visit to the hospital or emergency room.

Let us Help

Our experienced agents can show you a variety of plans to improve your Medicare coverage. We also offer Medicare drug plans, so you don’t have to worry about taking expensive medications. To make your retirement health care more secure, request a quote from us today.

 

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