In addition to Medicare coverage, many seniors carry group insurance through an employer or a spouse’s employer. If you need medical services, which insurance pays first? Basically, different health care plans are called “payers”. You will have a primary payer (the one who pays first) and a secondary payer (the one who pays second). Who […]
What Preventive and Screening Services are Covered By Medicare?
A healthy lifestyle is the key to staying vibrant and strong into your golden years. But eating right, getting plenty of exercise and avoiding bad habits is only part of the solution. Seniors need to be proactive when it comes to maintaining health and well-being. Luckily, Medicare offers a variety of preventive care and screening […]
When Will My Medicare Coverage Start?
Most people are enrolled automatically in Original Medicare (Part A and Part B) as they approach the age of 65 with coverage start dates based on birthday month. For those who need to enroll manually, effective coverage dates could be earlier or later, depending on the situation. Knowing exactly when your coverage starts can help […]
Approaching 65 and Ready for Medicare, What Now?
Here’s some good news: if you’re turning 65 soon, you’ll also be eligible to join Medicare—a federally funded program that provides hospital and medical insurance to older Americans. Transitioning to Medicare for the first time can be confusing and you’re not alone if you have a few questions. Here’s a great resource to get you […]
How Does My Supplement Plan Work When I Travel In the U.S. and Out of the Country?
As a Medicare recipient, you can travel anywhere in the United States and still be covered, as long as you use doctors and hospitals that accept Medicare. However, if you travel outside of the United States, your Medicare coverage is limited. But what about Medicare Supplement Insurance? How does your plan work when you travel […]