Medicare Plan G

Medicare Supplement Plan G* offers the most comprehensive protection available to Illinois seniors looking to enhance Medicare. Coverage from Blue Cross and Blue Shield of Illinois can give you the peace of mind you deserve with a plan from a trusted provider you can depend on.


Plan G offers 100% coverage for your Part A deductible ($1,632) as well as total coverage for the remaining charge for days 61-90 in the hospital after Medicare pays ($408 a day). For days 91 and beyond, this plan pays for 100% of Medicare-eligible expenses and 365 extra days of coverage after lifetime reserves are used up. The plan also pays for the costs of receiving skilled nursing care until day 101, 100% of the costs of the first three pints of blood, and your Medicare copayment/coinsurance for hospice care.  With Plan G, you can count on coverage for the remainder of Part B excess charges, after your Part B deductible is paid in full. Blue Cross and Blue Shield of Illinois will never terminate or refuse to renew your plan because of the condition of your health. As long as you continue to pay your premium, your benefits will be available.

Med Select Option

With the Medicare Select Option, you pay a reduced premium for receiving non-emergency care at any Medicare Select hospitalIf it’s an emergency, you are covered at any hospital that accepts Medicare. You’re eligible if you live within 30 miles of any Medicare Select hospital. Check with your doctor to if he or she has admitting privileges at the network hospital. If he or she does not, you may be required to use another doctor at the time of hospitalization.

Out of Pocket

You can expect to pay your Part B deductible, all hospitalization costs after an additional 365 days after the lifetime reserve is used, all costs of skilled nursing facility care after 101 days, and a foreign travel deductible of $250 annually plus 20% of costs within the first $50,000.

Plan Summary

Part A coinsurance for hospitalization services plus coverage for an additional 365 days of hospitalization after Medicare benefits end

Part B coinsurance for medical expenses or copayments for hospital outpatient services

First three pints of blood each year

Part A Coinsurance for hospice care

Skilled nursing facility coinsurance

Part A deductible

100 percent of Part B excess charges

Foreign travel emergency care



Get a Quote


Basic Benefit Options Premier Plan Options Budget-Conscious Plan Options
Click Plan Letter to see complete Details Plan A Plan B Plan C Plan F Plan G High Deductible
Plan F
Plan N*
Reduced Premium Medicare Select Options Available (eligibility based on ZIP code)
Basic Benefits 100% 100% 100% 100% 100% 100% copay
Skilled Nursing Coinsurance 100% 100% 100% 100% 100%
Part A Deductible 100% 100% 100% 100% 100% 100%
Part B Deductible 100% 100% 100%
Part B Excess 100% 100% 100%
Foreign Travel Emergency Care


Medicare Supplement Plan F and High Deductible Plan F are only available to those individuals who turned 65 before January 1, 2020.

*Plans K-N provide for different cost-sharing than plans A-G.
Plans K and L pay 100% of hospitalization and preventive care Basic Benefits. All other Basic Benefits are paid at 50% (Plan K) and 75% (Plan L). Once you reach the annual limit, the plan pays 100% of the Medicare copayments, coinsurance, and deductibles for the rest of the calendar year. The out-of-pocket annual limit does NOT include charges from your provider that exceed Medicare-approved amounts, called “excess charges.” You are responsible for paying excess charges.
Plan N covers Basic Benefits after a $20 copay for office visits and a $50 copay for emergency room visits.
**The out-of-pocket annual limit may increase each year for inflation. (2024 limits shown)
† Network restrictions apply


*Not connected with or endorsed by the U.S. Government or Federal Medicare Program