Medicare Plan G

Are you seeking information about Medicare Plan G coverage? Comparing Medicare Part G plans? Medicare Supplement Insurance Plan G* offers the most comprehensive protection available to Illinois seniors looking to enhance Original Medicare. This Medicare Part G coverage from Blue Cross and Blue Shield of Illinois can give you the peace of mind you deserve with a plan from a trusted provider you can depend on.

Benefits

Medicare Supplement Insurance Plan G offers 100% coverage for your Part A deductible ($1,484) as well as total coverage for the remaining charge for days 61-90 in the hospital after Medicare pays ($370 a day). For days 91 and beyond, this plan pays for 100% of Medicare-eligible expenses and 365 extra days of coverage after lifetime reserves are used up. This plan also pays for all costs of receiving skilled nursing care until day 101, 100% of the costs of the first three pints of blood, and your Medicare copayment/coinsurance for hospice care.

Medical expenses that you incur in or out of the hospital and outpatient hospital treatment can be costly. Blue Cross Blue Shield Plan G protects you from those expenses. With our Medicare supplement Plan G, you can count on coverage for the remainder of any Medicare-approved amount (after your Part B deductible is paid in full) — 100% of Part B excess charges.

Summary of Benefits

Part A coinsurance for hospitalization services plus coverage for an additional 365 days hospitalization after Medicare benefits end

Part B coinsurance for medical expenses or copayments for hospital outpatient services

First three pints of blood each year

Part A coinsurance for hospice care

Skilled nursing facility coinsurance

Part A deductible

100 percent of Part B excess charges

Foreign travel emergency care

What You Can Expect to Pay

With comprehensive coverage from Medicare supplemental Plan G, you can expect to pay your Part B deductible, all hospitalization costs after an additional 365 days after the lifetime reserve are used, all costs of skilled nursing facility care after 101 days, and a foreign travel deductible of $250 annually plus 20% of costs within the first $50,000. This plan is also eligible for the Medicare SELECT option. If you agree to use a hospital in the Medicare SELECT network for non-emergency services, you will be eligible for a reduced premium.

Blue Cross and Blue Shield of Illinois will never terminate or refuse to renew your plan because of the condition of your health. As long as you continue to pay your premium, your benefits will be available.

Get a Quote

Basic Benefit Options Premier Plan Options Budget-Conscious Plan Options
Plan A Plan B Plan C Plan F Plan G High Deductible
Plan F
Plan K* Plan L* Plan N*
Reduced Premium Medicare Select Options Available (eligibility based on ZIP code)
Basic Benefits 100% 100% 100% 100% 100% 100% 100%/50% 100%/75% copay
applies
Skilled Nursing Coinsurance 100% 100% 100% 100% 50% 75% 100%
Part A Deductible 100% 100% 100% 100% 100% 50% 75% 100%
Part B Deductible 100% 100% 100%
Part B Excess 100% 100% 100%
Foreign Travel Emergency Care
Annual Out of Pocket Limit** $6,220 $3,110

 

Medicare Supplement Plan F and High Deductible Plan F are only available to those individuals who turned 65 before January 1, 2020.

*Plans K-N provide for different cost-sharing than plans A-G.
Plans K and L pay 100% of hospitalization and preventive care Basic Benefits. All other Basic Benefits are paid at 50% (Plan K) and 75% (Plan L). Once you reach the annual limit, the plan pays 100% of the Medicare copayments, coinsurance and deductibles for the rest of the calendar year. The out-of-pocket annual limit does NOT include charges from your provider that exceed Medicare-approved amounts, called “excess charges.” You are responsible for paying excess charges.
Plan N covers Basic Benefits after a $20 copay for office visits and a $50 copay for emergency room visits.
**The out-of-pocket annual limit may increase each year for inflation. (2021 limits shown)
† Network restrictions apply

*Not connected with or endorsed by the U.S. Government or Federal Medicare Program