Medicare Supplement Plan G* offers the most comprehensive protection available to Illinois seniors looking to enhance Medicare. Coverage from Blue Cross and Blue Shield of Illinois can give you the peace of mind you deserve with a plan from a trusted provider you can depend on.
Coverage
Plan G offers 100% coverage for your Part A deductible ($1,600) as well as total coverage for the remaining charge for days 61-90 in the hospital after Medicare pays ($400 a day). For days 91 and beyond, this plan pays for 100% of Medicare-eligible expenses and 365 extra days of coverage after lifetime reserves are used up. Plan also pays for the costs of receiving skilled nursing care until day 101, 100% of the costs of the first three pints of blood, and your Medicare copayment/coinsurance for hospice care. With Plan G, you can count on coverage for the remainder of Part B excess charges, after your Part B deductible is paid in full. Blue Cross and Blue Shield of Illinois will never terminate or refuse to renew your plan because of the condition of your health. As long as you continue to pay your premium, your benefits will be available.
Med Select Option
With the Medicare Select Option, you pay a reduced premium for receiving non-emergency care at any Medicare Select hospital. If it’s an emergency, you are covered at any hospital that accepts Medicare. You’re eligible if you live within 30 miles of any Medicare Select hospital. Check with your doctor to if he or she has admitting privileges at the network hospital. If he or she does not, you may be required to use another doctor at the time of hospitalization.
Out of Pocket
You can expect to pay your Part B deductible, all hospitalization costs after an additional 365 days after the lifetime reserve are used, all costs of skilled nursing facility care after 101 days, and a foreign travel deductible of $250 annually plus 20% of costs within the first $50,000.
Plan Summary
Part A coinsurance for hospitalization services plus coverage for an additional 365 days of hospitalization after Medicare benefits end
Part B coinsurance for medical expenses or copayments for hospital outpatient services
First three pints of blood each year
Part A coinsurance for hospice care
Skilled nursing facility coinsurance
Part A deductible
100 percent of Part B excess charges
