Medicare Supplement Insurance High Deductible Plan F* has the same benefits as Medicare Supplement Insurance Plan F* after you pay an annual $2700 deductible. The deductible amount represents the annual out-of-pocket expenses (excluding premiums) that you must pay before the policy begins paying benefits.
Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy, which includes the Medicare deductibles for Part A and Part B, but not the separate foreign travel emergency deductible.
By having a high deductible, your premiums are significantly lower than Medicare Supplement Insurance Plan F.
Medicare Supplement Plan F and High Deductible Plan F are only available to those individuals who turned 65 before January 1, 2020.
Costs you can expect to pay
Medicare Part A deductible
Medicare Part B deductible
Plan Covers
Your Part A deductible and coinsurance
Your Part B coinsurance and the cost of the first three pints of blood
Benefits from this plan will not begin until your out-of-pocket expenses total $2,700 Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy.
Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy, which includes the Medicare deductibles for Part A and Part B, but not the separate foreign travel emergency deductible.
The Medicare deductibles for Part A and B.
Medicare Part A hospital deductible and copayments
Skilled nursing facility copayment
$226 Part B Medicare deductible
Part B doctor charges that are in excess of Medicare-approved amounts
The cost of 365 extra days of hospital care during your lifetime after Medicare coverage
These expenses do NOT include a separate $250 foreign travel emergency deductible.
