For Illinois residents willing to share some of the costs of healthcare, Medicare Supplement Plan N from Blue Cross Blue Shield is a smart choice. With coverage for your Part A deductible, hospitalization coinsurance, foreign travel emergency care, skilled nursing copayment and more, Medicare Supplement Plan N is a smart solution for supplementing Original Medicare benefits. Here is what you can expect from Plan N.
Medicare Supplement Plan N Benefits
Plan N makes it easy for seniors to secure reliable health care at an affordable price. Coverage includes Part A deductible ($1,216), 100 percent of hospitalization coinsurance from day 61-90 ($308 a day), hospitalization coinsurance from day 91 and beyond ($608 a day with Lifetime Reserve) and 100 percent of Medicare eligible expenses in the hospital for an additional 365 days after Medicare benefits end. In addition, the first three pints of blood are covered 100 percent.
Original Medicare pays for the first 20 days of skilled nursing care. Plan N picks up where Medicare leaves off by paying the remaining amount ($152 a day) for days 21-100. Plan N also pays your Medicare copayment/coinsurance for hospice care.
- Part A deductible
- 100 percent of hospitalization coinsurance days 61-91
- Extra 365 days of hospital care after Medicare coverage ends
- 100 percent of the cost of the first three pints of blood
- 100 percent of the skilled nursing facility copayment days 21-100
- Medicare copayment/coinsurance for hospice care
- 80 percent of Foreign travel emergency care (after $250 deductible, up to $50,000 lifetime)
With Medicare Supplement Plan N from Blue Cross Blue Shield, you can expect to pay for a monthly premium, your Part B deductible and excess charges, hospitalization costs beyond the extra 365 days after the Lifetime Reserve is used, skilled nursing care after 101 days, a $20 copayment for office visits, $50 copayment for emergency room visits and an annual $250 for foreign care along with 20 percent of costs up to a $50,000 lifetime benefit.