Original Medicare Part B

Medicare Part B covers charges related to diagnostic testing, preventive care, and the supplies needed to diagnose or treat medical conditions. Lab tests, wheelchairs, even doctor’s visits are included in Medicare Part B. Currently, Medicare pays 80 percent of approved charges for medical expenses.

Unlike Part A, Part B is not free and most Illinois seniors can expect to pay a small monthly premium. In 2015, the premium for Medicare Part B was $104.90. However, like Medicare Part A, enrollment in Part B is automatic and the premium will be deducted from your Social Security check each month. There is a yearly deductible for coverage. In 2015, the annual deductible for Part B was $147.00 for most people.