If you’re looking to enroll in Medicare, understand your specific enrollment periods and avoid missing your deadline and possibly a penalty.

Initial Enrollment

For those who are turning 65 7 months to enroll is called the Initial Enrollment Period. This period begins three months before your 65^th birthday and ends three months after you turn 65.

General Enrollment

For those who miss the Initial Enrollment, there is a General Enrollment, which extends from January 1^st through March 31^st each year. Enrollment begins on January 1^st for coverage that begins on July 1^st.

Open Enrollment

Changes can be made during open enrollment to change from a Part C to a Medicare Plus or switch from one Part D plan to another. This period is from January 1^st to March 31^st. Plan changes take effect the month after it is submitted.

Annual Enrollment

Medicare realizes that sometimes people want to make changes. Annual Enrollment is available from October 15^th through December 7^th.

Special Enrollment

Special Enrollment is available for people to enroll who are undergoing special life events or circumstances that make it difficult during designated periods.

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References:

https://www.medicare.gov/sign-up-change-plans/get-parts-a-and-b/when-sign-up-parts-a-and-b/when-sign-up-parts-a-and-b.html

https://www.medicare.gov/sign-up-change-plans/get-parts-a-and-b/when-how-to-sign-up-for-part-a-and-part-b.html

MUC10-2016-SSI/CDIS