Exploring Your Plan Options
- Medicare Supplement Insurance Helps pay for out-of-pocket costs not covered by Original Medicare, such as the Part A deductible and Part B coinsurance (the 20% you’d typically pay).
- Additional Coverage: Some plans also cover excess charges under Part B.
- Monthly Premiums: These plans typically have a monthly premium.
- Medicare Part D (Prescription Drug Plan): If you choose a plan, you’ll typically need to enroll separately in a Medicare Part D plan for outpatient medications.
- Nationwide Freedom: plans let you see any doctor or hospital nationwide that accepts Medicare.
- Medicare Advantage Plans (Part C): An “all-in-one” alternative to Original Medicare that bundles Part A, Part B, and usually Part D.
- Private Insurance: Offered by private insurance companies that contract with Medicare.
- Network-Based: Often limited to providers within a network (like HMO or PPO).
- Premiums and Cost-Sharing: May have lower premiums but include copays and deductibles for services received throughout the year.
- Extra Benefits: Often include vision, dental, hearing, and other benefits not covered by Original Medicare.
- Medicare Part D: Most MA plans include drug coverage in one convenient plan.
Special Enrollment Period (SEP)
Experienced a life-changing event (e.g., losing employer coverage, moving, or changes in Medicaid eligibility)? You may qualify for a SEP to enroll outside the standard windows.
Call us today at (855) 740-2227 for personalized assistance!