- Why Do I Need Health Insurance?
- What to Look For in Healthcare
- Saving Money On Healthcare
- Blue Cross Blue Shield Plans
- Why Blue Cross Blue Shield?
- Health Savings Accounts
- Short Term Plans
- Dental Care
- Insurance For Students
- Insurance For Small Business
Should I Get A Medicare Supplement Plan?
Medicare Supplement plans, also called Medigap, help cover some of the medical expenses that Medicare does not cover by itself. A Medicare Supplement plan protects you from uncovered costs, and helps keep you money where it belongs - in your savings account.
What Won't Be Covered By My Medicare Plan?
You might be surprised at some of the costs that aren't covered by Medicare. But a supplement plan can cover many of these expenses.
- Hospital stays. Without a supplement plan, you'd pay a daily fee for up to 150 days.
- Skilled nursing stays. After 20 days, you could pay up to $119 a day at a skilled nursing facility without Medigap coverage.
- Medicare Part B. Medicare Part B's has a $124 yearly deductible. And with many medical services you'll have to pay 20% of the bill as coinsurance. A Medigap plan can help cover these costs.
What Do I Need To Get A Supplement Plan?
To get a Medicare Supplement plan, you'll need to be enrolled in Medicare Parts A and B. But you can't get a supplement plan if you are in a Medicare Advantage plan or Medicaid.
There are 12 different types of Medicare Supplement plans all at varying costs. You'll want to find a plan that best fits you. For expert help in choosing the right one, work with our professional agents.
The More Coverage, The Better
A Medicare Supplement will provide coverage for many of the costs that your current Medicare plan doesn't cover. Out-of-pocket costs can add up - and the more coverage you get, the more money you can save if you find the right supplement plan.
If you think you need more coverage than your current Medicare plan provides, we can give you fast and free quotes to help you find a supplement plan that best fits your needs.