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Health Life For Seniors

Should You Buy A Term Life Insurance Policy?

Term life insurance gives you the coverage to protect the people you love if you could no longer be there for them.

One of the advantages of term life insurance is that it has far lower premiums than most other life insurance policies. Because a term life insurance policy is temporary, the chances of the benefit being paid out are slim. That means a big savings on the monthly bill.

The benefit of a term life plan is only paid in the event of the policyholder's death. Policies don't offer cash-building values. So unlike whole life insurance policies, term life policies are used for protection - not for investment.

Term life plans can be a good option for:

  • New families and young individuals looking for affordable protection.
  • People who need inexpensive coverage to supplement another life insurance policy.
  • Anyone with short term coverage needs.

What Does A Term Life Plan Do?

Why pay for coverage that's only temporary? Because you never know what can happen.

If you weren't around, would your family be able to pay rent or keep the mortgage? Do you already have enough saved for your children's education? A term life policy will ensure that if the worst does happen, your family will be taken care of.

Many people take out term life policies to insure them during their working life. They are affordable policies that cover you until you retire. With the money saved on the lower term life premiums and careful choices about retirement savings - you can make sure your family will always enjoy financial stability.

Term Life From AIG And Genworth

SSI Insure offers term life insurance plans from AIG and Genworth - two nationally-renowned insurance companies who offer affordable and substantial term life coverage.

AIG is one of the most experienced and largest insurance carriers in the world. Our agents can show you options from a carrier that has been around for almost a century, giving you the reliability of a name that knows insurance.

Genworth offers financial products - including term life insurance - to help people plan for their future. Built on a company dating back to 1871, today Genworth is one of the leading providers of insurance and financial services.

When you're ready to explore your term life options, get free quotes from our agents and find a term life plan that's right for you.