Blue Cross Blue Shield of Illinois Family Plans

BlueCross BlueShield of Illinois

Choose Quality You Can Trust

Name recognition. It’s as simple as that. Particularly when it comes to something as personal as health insurance, name recognition is a short cut way to ensure trustworthiness and dependability. There are many private Illinois health insurance providers who offer deals and other incentives to attract customers.

However, without longevity, how do you know you can trust something as important as your health to an unknown provider? BlueCross BlueShield of Illinois has been serving the residents of Illinois for over 70 years. They have worked hard to earn a reputation as a quality insurance carrier by consistently providing excellent coverage year after year.

 

Health insurance is often provided through an employer who offers a group plan. For many people, this is a very easy and convenient option. However, what about those of us who do not qualify for group health coverage? Or those of us who are self employed? Whether you are running your own business, are working part time or are a recent college graduate, there are several reasons why you may need to purchase an individual health insurance plan.

Variety

Choosing the right individual health insurance plan in Illinois is easy if you know where to look. For instance, Blue Cross Blue Shield of IL offers a variety of individual plans with various levels of coverage as well as affordable premiums and low deductibles. From Premier plans, to Short-Term plans to Health Savings Account Compatible Insurance Plans, Blue Cross and Blue Shield offers reliability and convenience with a name you can trust. The nice thing about all of the plan offerings is that preventative care services are covered 100%.

Premier Plans

Blue Cross Blue Shield of Illinois offers three select plans each with different levels of out-of-pocket expense, deductibles, coinsurance and even network coverage. Premier plans, like the SelectBlue family of plans, are the most like employer provided group plans. Some of the key features include diagnostic testing, hospital services, prescription drug coverage, predictable doctor visit copayments and optional dental and maternity coverage.

Budget-Conscious Plans

Budget conscious plans are offered for those who need essential coverage with more options for a tighter budget. The BlueValue plans offered by Blue Cross Blue Shield of Illinois offer lower monthly premiums in exchange for paying a portion of other health care costs. Benefits include outpatient prescription drug benefits, diagnostic testing, emergency care, optional dental and maternity benefits.

Health Savings Account (HSA) Compatible Insurance Plans

Another terrific option for an individual health insurance plan is the BlueEdge high deductible health insurance plan. A major benefit to joining an HSA is the advantage of tax and retirement planning benefits. This plan is perfect for individuals who are actively involved in their health care decisions and finances and are willing to pay for some of their own health care costs.

Temporary Health Insurance and Children’s Plans.

There are even plans that provide temporary health care coverage (1 to 6 months) if you find that you are in need of essential coverage quickly. With Blue Cross Blue Shield SelecTEMP, you can easily customize your timeframe and budget, including when the plan starts, how long you are covered and even a deductible amount. In addition, there are individual plans that cover children ages 1-18.

Individual Health insurance plans can give you peace of mind in an uncertain world. Finding reliable health care is as easy as contacting a local representative at Senior Services of Illinois, an Independent, Authorized Senior General Agent for Blue Cross and Blue Shield. Whether you are starting your own business, between jobs or a recent college graduate, finding a reputable and affordable individual health insurance plan in Illinois is easy.