- Why Do I Need Health Insurance?
- What to Look For in Healthcare
- Saving Money On Healthcare
- Blue Cross Blue Shield Plans
- Why Blue Cross Blue Shield?
- Health Savings Accounts
- Short Term Plans
- Dental Care
- Insurance For Students
- Insurance For Small Business
…More Info About SelectBlue Plans
A SelectBlue PPO plan can offer affordable coverage when you need individual health insurance. SelectBlue might be right for you if you are:
• Self-employed
• A young adult over 18
• Don’t have coverage with your employer
• Not covered under your spouse’s plan
• Looking for health insurance for your children
With SelectBlue, you choose your coverage by choosing your deductible. The flexibility of choosing your costs can help you find the coverage you need at a rate you can afford. And with $5,000,000 in lifetime protection, you can be sure you’ll have coverage for the years ahead.
The SelectBlue Network
A SelectBlue plan offers a statewide “network” of doctors, health providers, and other healthcare providers to choose from — the Illinois SelectBlue network includes 90% of the state’s doctors and over 200 hospitals. Which means your current doctor is likely already a SelectBlue network physician.
With a network that large, you don’t have to worry about going to a doctor or hospital you aren’t comfortable with.
Save More: Stay Inside Of The Network
As with other managed care plans, you’ll have the lowest costs using healthcare providers that are in the network. With a SelectBlue plan, you may go outside of the network but it will be more expensive. For example: if you go to the hospital, the admission cost is $0 within the network, but $300 for an out-of-network hospital.
And your out-of-pocket expense limit — the maximum you’ll have to pay per year on top of your deductible — is $1,000 for in-network care, but $3,000 outside the network.
How Affordable Is SelectBlue?
Doctor’s visits for routine care have just a $20 co-payment. Routine care includes physicals, immunizations, and general diagnostic tests. And SelectBlue offers a $10 co-payment for generic prescription drugs.
You’ll be able to choose from deductibles of $0 and up. But usually the higher a deductible is, the lower your monthly premium will be.
What Is Covered?
SelectBlue covers many different outpatient and inpatient medical services.
Here are some outpatient services covered:
- Doctor office visits with $20 co-payment
- Emergency care
- X-rays and lab services
- Mammograms
Some inpatient services covered are:
- Doctor and Surgeon Fees
- General nursing care
- Ambulance transportation
You also have the option of getting coverage for maternity care services.
Members First
Members First is a discount program available at no extra cost for Blue Cross members. Your discount card can be used to save money on various care expenses. You’ll get discounts for:
- Dental Care
- Vision Care
- Hearing Care
- Chiropractic Care
- Vitamins
Find A SelectBlue Plan Right For You
When you’re ready to speak with us and explore SelectBlue’s options, fill out a simple and short form to get your free quotes.
