- Why Do I Need Health Insurance?
- What to Look For in Healthcare
- Saving Money On Healthcare
- Blue Cross Blue Shield Plans
- Why Blue Cross Blue Shield?
- Health Savings Accounts
- Short Term Plans
- Dental Care
- Insurance For Students
- Insurance For Small Business
Start Saving With BlueEdge
The BlueEdge HSA plan is a high deductible health plan that is compatible with a Health Savings Account. The Blue Edge HSA plan lets you take advantage of Blue Cross Blue Shield of Illinois' large network of doctors and hospitals. And it gives you affordable and flexible health coverage.
The BlueEdge HSA plan is available for individuals and families. Some of the features of the BlueEdge HSA plan include:
- Your choice of deductibles: $1,050, $1,750 or $2,600 for individuals, and $2,000, $3,500 or $5,200 for families
- $5,000,000 in lifetime coverage
- A statewide network that includes 90% of Illinois doctors and more than 200 hospitals
- A 10% discount for families
A choice of deductibles gives you flexibility in budgeting for your healthcare needs — and keep in mind, a higher deductible means a lower monthly premium. And the BlueEdge HSA plan also offers optional maternity coverage.
How Does An HSA Work?
A Health Savings Account can be set up after you find the right plan.
If your employer has a “fringe benefits” program, the deposits can come right out of your paycheck before any income tax is paid on it. That means you pay less money in Federal taxes. If your employer doesn't have a fringe benefits program, you can deposit money yourself, and get credit for it when you file your tax return.
Your Health Savings Account provider will give you a special checkbook or debit card to use for your medical expenses. Remember, the money in your HSA can only be withdrawn to pay for qualified health-related costs. Qualified costs include:
- Meeting your health plan deductible
- Co-payments and coinsurance payments
- Prescription drugs and over-the-counter medicine
- Dental and vision care
To learn more about your options, get free online quotes. We’ll help you decide if a BlueEdge HSA plan is right for you.
