Blue MedicareRx Prescription Drug Plans in Illinois

October 18, 2011 Category: Medicare, Medicare Drug Plan

 If you are an Illinois resident over the age of 65, chances are that you are enrolled in Medicare. While Medicare helps to cover a significant amount of your health care, it does not cover everything. In fact, most drugs are not covered and you are faced with adding prescription drug coverage separately. As a Medicare beneficiary, you have options. You can join a Medicare advantage plan or you can simply enroll in a Medicare Prescription Drug plan. 

Take the stress out of searching for prescription drug coverage and choose a Medicare Prescription Drug Plan that Illinois residents just like you have come to know and trust. Choose Blue MedicareRx from Blue Cross Blue Shield and get peace of mind that comes from knowing you are covered -completely.

 Eligibility 

There are two Blue MedicareRx Prescription Drug Plans in Illinois. The Blue MedicareRx Value Plan features a low monthly premium and a deductible for Tier 2 and Tier 3 drugs. The Blue MedicareRx Plus Plan has no deductible and features lower co-pays. Both plans use a formulary, which is basically a list of drugs covered by your plan. 

To be eligible for either Blue MedicareRx plan, you must be entitled to receive services under Medicare Part A and /or enrolled in Medicare Part B and live in the plan’s service area. You cannot be enrolled in any other Medicare Part D plan at the time you wish to enroll. In fact, if you are currently enrolled in a Medicare Advantage plan, you must receive your Medicare prescription drug benefits through that plan. However, you may enroll in Blue MedicareRx if you have Original Medicare or Medigap insurance. 

Enrollment  

There are very specific times when you are allowed to enroll in a Blue MedicareRx plan. The best time to enroll is during your Initial Enrollment Period (IEP), which is basically a 7 month period of time that begins 3 months before you turn 65 and ends 3 months after you turn 65. In addition to your specific enrollment period, there is an annual enrollment period, where anyone enrolled in Medicare can make changes to their health care coverage by enrolling in Blue MedicareRx for the first time or making changes to an existing plan. The annual enrollment period for the 2012 year begins on October 15 and ends December 7. For your changes to be in effect on January 1, 2012, you must meet this deadline of Dec 7. In addition, there are special enrollment periods for people dealing with unique situations, like moving out of a plan’s service area or living in a nursing home. 

With more than 60,000 network pharmacies, Blue MedicareRx gives you the flexibility to get your prescription drugs easily and conveniently. The trusted name of Blue Cross Blue Shield of Illinois gives you peace of mind in knowing that you are covered by a credible, dependable insurance provider who will not leave you unprotected when you need it most.